Is Fair Isaac Stock Outperforming the Dow?
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With a market cap of $43.4 billion, Fair Isaac Corporation (FICO) is a global leader in analytics and digital decision-making technologies that help businesses automate and optimize decisions. Operating through its Scores and Software segments, the company provides predictive credit scoring solutions, such as myFICO.com, and a wide array of decision management tools, including the FICO Platform, Blaze Advisor, and TRIAD Customer Manager.
Companies valued at more than $10 billion are generally considered “large-cap” stocks, and Fair Isaac fits this criterion perfectly. Serving industries including financial services, healthcare, insurance, and retail, Fair Isaac powers hundreds of billions of decisions annually, helping clients increase precision, reduce fraud, manage risk, and improve operational efficiency.
Shares of the Bozeman, Montana-based company have declined 25.7% from its 52-week high of $2,402.51. Over the past three months, its shares have risen 2.4%, underperforming the broader Dow Jones Industrials Average's ($DOWI) 3.4% gain during the same period.
Longer term, FICO stock is down 10.4% on a YTD basis, a steeper drop than DOWI's marginal decline. However, shares of the financial services company have soared 29.4% over the past 52 weeks, surpassing DOWI’s 9.2% increase over the same time frame.
FICO stock has fallen below its 50-day and 200-day moving averages since late May.
Shares of FICO rose 1.4% following its Q2 2025 earnings release on Apr. 29 as the company reported adjusted EPS of $7.81 and revenue of $498.7 million, surpassing expectations. The company’s Scores segment, its largest revenue driver, saw a robust 25.3% increase to $297 million, while total revenue climbed 15% to approximately $499 million. Investor confidence was further supported by FICO’s reaffirmation of its fiscal 2025 guidance, which projects double-digit growth in both revenue and earnings.
FICO stock has performed better than its rival, Salesforce, Inc. (CRM). CRM stock has dipped 22.7% YTD and returned 12.8% over the past 52 weeks.
Despite the stock’s outperformance over the past year, analysts remain cautiously optimistic about its prospects. The stock has a consensus rating of “Moderate Buy” from 15 analysts in coverage, and as of writing, FICO is trading below the mean price target of $2,247.78.
On the date of publication, Sohini Mondal did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. For more information please view the Barchart Disclosure Policy here.